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HBL ValueAccount

The ideal savings account for small business owners and housewives seeking great value. HBLValue account allows you to manage your expenses while enabling you to multiply your savings. It is an account that is easy to open and even easier to manage.


  • Open your account with just PKR 10,000/-
  • Two free over-the-counter withdrawals every month**
  • Profit calculated on average monthly balance
  • Profit payout on quarterly basis
  • Earn bonus rate on maintaining monthly average balance between PKR 10,000/- to PKR 1,000,000/-

Pay no service charges on maintenance of monthly average balance of Rs. 10,000*

How to Apply

Applicant to provide:

  • Original CNIC along with verified copy
  • Proof of income
  • Copy of recent utility bills

Terms and conditions apply. These are expected rates and can change. All profits payable are subject to Zakat and Government Levies
*Service charges apply if minimum balance falls below Rs. 10,000
**For more withdrawals, charges shall apply as per prevalent SOBC

Important Documents

Key Fact Sheet (HBL ValueAccount) - July to December 2018.pdf  
Size: 67 KB
Key Fact Sheet (HBL ValueAccount) - January 2018.PDF  
Size: 67 KB
Key Fact Sheet ( HBL ValueAccount)- July 2017.pdf  
Size: 73 KB