HBL offers a wide range of investment services catered to meet your long-term financial goals.
It is critical to understand the difference between savings and investments. Generally people assume that savings and investments are the same, but they are wrong.
Saving primarily involves securing your money while preserving its nominal value, however the opportunity to grow is limited.
Investments, on the other hand, enable you to grow your savings over a certain time period with some level of associated risk. While savings might enable you to set aside funds for an emergency or for an immediate short-term goal, investments will enable you to achieve your long-term goals such pay for your child’s education or for your retirement.
At HBL, we believe that each customer is unique and has a different set of requirements. Our investment analysts, therefore, analyze your particular life stage, goals, and resources before developing investment solutions.
Our aim is to improve the quality of product offerings in the retail investment field, thus enabling customers to optimize their returns by aligning them with their risk profiles.
Our investment analysts are composed of a team of highly trained professionals, who undergo extensive training programs. They are capable of assessing your needs so they can suggest the most appropriate products that will best suit your needs. Our seasoned practitioners will not only help you understand the steps necessary to attain your goals, but they will update you about all the financial tools available to do so.
HBL Investment Services provide comprehensive solutions, including innovative Capital Protected Structures, Mutual Funds, Government Securities and Islamic investment options. We go through a structured series of steps to enable you to make the best decision.
Investments in such products are subject to market risks. Past performance should not be taken as an indication or guarantee of future performance and no representation or warranty, express or implied, is made regarding future performance.
HBL is not the issuer or the investment manager of any of the investment products until and unless otherwise specified and is only acting as a third party distributor of the funds.
Investors should conduct their own appraisal and consult their financial, legal and other professional advisors prior to any subscriptions.