Features

• HBL AdvantagePlus is a Term deposit Account in PKR only
• ​HBL AdvantagePlus is available for both Current and Saving accountholders but profit will only be credited in customer’s Current Account.​
• ​The profit payout frequency is monthly
• Tenors available are one year, two years, three years, five years, and ten years​
• HBL AdvantagePlus term deposit can be placed with a minimum deposit of Rs. 25,000/- & up to a maximum of Rs. 500 million
• Auto rollover and premature encashment options are available.
• In case of premature encashment applicable profit for the holding period will be paid at the lower of the booking date PLS rate and the prevailing PLS rate on encashment date. Penalty will be charged as per “Opportunity loss ” for the remaining days to maturity
• Avail financing facility up to 90%.
• to review the indicative rates being offered Please click here

Note: All profits payable is subject to Zakat and Government Levies.

Terms and conditions apply

How to Apply

• ​Minimum investment of Rs. 25,000 with maximum investment of Rs. 500 million can be availed​​
• ​For existing HBL Accountholders, please fill out an Additional Request Form (ARF) ​

In case premature encashment penalty is greater than or equal to the customers accrued profit, then the premature encashment penalty will be equivalent to customers accrued profit

The calculation of premature encashment for the holding period will be based on the prevailing PLS rate or booking PLS rate, whichever is lower.

Note: All profits payable is subject to Zakat and Government Levies.

Terms and conditions apply