HBL Nisa Asaan account is an account for the low-income female Pakistani residents who are largely unbanked/underbanked and face difficulties in account opening due to lack of documentary trail or who have limited or no proof of source of income.
Note: Free for the first year only after which annual charges will be applied. Standard Charges shall be applied depending on the nature of the card other than PayPak as per the latest SOBC*
Insurance coverage is offered to the primary account holder only**
Any one of the following valid documents may be used as a proof of identity for the opening of the Nisa Asaan Account
HBL Nisa Asaan Account is a Current Account.
HBL Nisa Asaan Account can be opened by New to Bank (female customers aged 18 and above that do not have an account with HBL) resident individuals with a Pakistani nationality.
The account can be opened single or joint. In the case of a joint account, the secondary account holder can be a resident female or male. However, the primary account holder should be a resident female only.
There are no maintenance charges associated with HBL Nisa Asaan Account.
|ATM-Cash Withdrawal Limit||PKR 25,000|
|POS Purchase Limit||PKR 50,000|
|Funds Transfer Limit||PKR 50,000|
Any card other than Nisa Asaan PayPak will be charged as per prevailing SOBC.
HBL Nisa Asaan account offers the following benefits free of charge for the 1st year:
Free Insurance coverage will be activated automatically if the customer maintains a monthly average balance of PKR 10,000/- in her Nisa Asaan Account.
Only one Nisa Asaan account can be opened against one valid CNIC.
HBL Nisa Asaan account is a current account, so no profit payment is made
Yes, below are the transactional limits: