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EFU Sahara Plans

Secure your family's future with

HBL Bancatakaful Sahara Plans

EFU Sahara Plans
Overview
EFU Sahara Plan A:

Your family looks towards you for support and strength. You have given them a lot and you would want them to get the best in future. However, life is unpredictable and no one can have control over future uncertainities. Life is challenging, and for a secured and protected life we must take safety measures for our loved ones so they do not compromise on their living standards after the demise of the breadwinner.

To deal with your concerns and to give your family a secure future EFU Life –Window Takaful Operations introduces EFU SAHARA PLAN A a unique Shariah Compliant solution plan marketed through HBL. This Term Takaful plan provides protection in case of death due to any cause. The coverage amount will be paid from Waqf Fund managed by EFU Life WTO.

EFU Sahara Plan A is a Term Takaful benefit plan which offers coverage in case of death due to all causes. Incase of covered member’s death the beneficiary will get the lumpsum amount and the coverage amount based on the plan option selected by the covered member at the time of availing this plan

The cost mentioned in the brochures are inclusive of all various costs associated with EFU Sahara Plan such as Administration fee, management fee, transfer fee etc.

EFU Sahara Plan B:

Planning for the unexpected is one the most important thing you can do for your family. With EFU Life Window Takaful Operations, you can lead towards a secure and protected future for you and your family.

We introduce EFU SAHARA PLAN B - a term takaful and hospitalization plan which offers you complete package. EFU Sahara Plan B is marketed through HBL. This plan provides protection in case of death due to all causes and offer income continuation benefit to the family after the demise of breadwinner.

Not only this, the plan offers living benefit such hospital cash benefit which provide hospitalization reimbursement to the covered member, who as a result of Accident or Illness is necessarily confined as an inpatient within a hospital for at least twenty-four (24) hours. If the Participant has become eligible for the main benefit as mentioned above and is confined to Intensive Care Unit (ICU) then an additional amount equal to 100% of his daily benefit would be paid to him. The benefit amount will be by the Waqf Fund managed by EFU Life WTO.

The cost mentioned in the brochures are inclusive of all various costs associated with EFU Sahara Plan such as Administration fee, management fee, transfer fee etc.
Women empowerment is always crucial for a nation’s development. Women empowerment always brings responsibilities and sometimes you have no time to take care of your health and a sudden fall breaks the hurtle of life. You aspire to have a backup plan, which supports you to take care of your health. We have a protection plan dedicated to women protection, so you do not have to take money from your savings for the treatment but your expenses for the whole year will be covered. It is important to have complete health plan which supports you as a backup plan because medical facilities are very expensive and at times can be unaffordable.

EFU Sahara Plan C:

EFU Life –Window Takaful Operations introduces EFU SAHARA PLAN C– a unique Shariah compliant solution marketed through HBL. The plan provide coverage in case of death due to all causes. Income Benefit is for the spouse of the participant. In case of covered member’s death due to all causes his or her spouse will get coverage amount monthly. Hospital Cash benefit is a hospitalization reimbursement plan where in case the covered member as result of Accident or Sickness is necessarily confined as an inpatient within a hospital, for at least twenty-four (24) consecutive hours, under the continuous attendance of a Physician, then the company will, upon receipt and due investigation of the claim, pay the daily benefit

If the Participant has become eligible for the main benefit as mentioned above and is confined to Intensive Care Unit (ICU) then an additional amount equal to 100% of his daily benefit would be paid to him. For women, the plan also includes Caesarean Section benefit, which makes it a complete package which gives peace of mind. The cost mentioned in the brochures are inclusive of all various costs associated with EFU Sahara Plan such as Administration fee, management fee, transfer fee etc.
EFU Life – Window Takaful Operations is providing Ethical and Shariah compliant financial planning solutions with a keen focus on value to customers. A Takaful product helps you to share your risk by cooperation, brotherhood, mutuality and solidarity for the common good through the Waqf Fund operated by EFU Life – Window Takaful Operations
EFU Sahara Plan A offers following options for Benefit and Contribution amount as chosen by the Participant:
All Amounts in PKR

Takaful Operations of EFU Life

EFU Life – Window Takaful Operations is providing Ethical and Shariah compliant financial planning solutions with a keen focus on value to customers. A Takaful product helps you to share your risk by cooperation, brotherhood, mutuality and solidarity for the common good through the Waqf Fund operated by EFU Life – Window Takaful Operations.

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