Roshan Apni Car | HBL Pakistan

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HBL Roshan Apni Car

Fulfil your family’s Car dreams

HBL is now offering a flexible and hassle-free financing facility that enables your loved ones in Pakistan to drive their dream car

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Overview

Don’t just dream, get a dream car for your loved ones in Pakistan. HBL now offers a flexible and hassle-free financing facility that enable your loved ones to drive their dream car. Non Resident Pakistanis (NRPs) residing across the world maintaining Roshan Digital Account (RDA) with HBL can apply for car loan facility. Roshan Digital Account holders can apply with a local nominee residing in Pakistan. Contact our team via ebanc.roshanaccount@hbl.com for more details on this product.

*Terms and Conditions apply

Company	Vehicle Category	Regular Rates	Rates With Add-Ons (VAS)*	Add-Ons (VAS)* Details
(With Tracker Facility)	(Without Tracker Facility)	(With Tracker Facility)	(With Tracker Facility)
EFU	All Vehicles	1.99%	1.40%	1.99%	Personal accidental death coverage of upto PKR 2.5 million of the life of policy holder.
TPL	N/A	1.99%	Personal accidental death coverage of upto PKR 2.5 million of the life of policy holder.
Jubilee	N/A	2.50%	Full outstanding financed amount to be paid by Jubilee General in the event of accidental death of Roshan Digital Account Holder, anywhere in the world.
Free medical expense cover up to PKR 1,000,000/- in case of hospitalization of Roshan Digital Account holder during the trip to Pakistan for 30 days.
Rates are applicable up to vehicle value of PKR 10 Million.
Adamjee	N/A	3.50%	Road Accidental Death Cover for loan borrower of sum insured of vehicle or PKR 2.5 Million whichever is less.
Health Insurance plan of 20% of Vehicle’s Sum Insured or PKR 500,000 whichever is less. (Applicable for Age limit not more than 60 years)
Online unlimited medical consultancy (Sehat Kahani) with Audio and Video call Both options for General Physician + Specialist. Facility available for loan borrower, Spouse and Kids
Travel Insurance plan for loan borrower of USD 50,000 (Only applicable for Vehicle with sum insured above PKR. 2 Million).

Criteria	Self Employed Businessman / Professionals	Salaried	Remittance Based	Lien Based
Minimum Monthly Income	Equivalent to PKR 200,000/-	Equivalent to PKR 200,000/-	Equivalent to PKR 200,000/-	Not Applicable on Lien Based
Age	Minimum 21 at inception	Minimum 22 at inception	Depending upon remitter being salaried or self-employed	Not Applicable on Lien Based
Maximum 65 at maturity	Maximum 60 or retirement age
Maximum Exposure	PKR 10 Million	PKR 10 Million	PKR 10 Million	No Limit
Minimum Security Deposit	15%	15%	15%	0%

Basis	Tenors	Non- Lien Based
Fixed
24	14.25%
36	15.25%
48	14.75%
60	14.50%
72	14.25%
84	14.25%
Floating (Lien Based)	15.00% *

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Schedule of Bank Charges - Jan to Jun 2021 - English 1

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HBL Roshan Apni Car

Fulfil your family’s Car dreams

Overview

Features

Criteria

FAQs

Q. Who is eligible to apply for HBL Roshan Apni Car facility?

Q. Who will be HBL Roshan Apni Car primary customer, Roshan Digital Account holder or nominee in Pakistan?

Q. Who all can be nominated as nominee?

Q. How many nominees can be nominated?

Q. Does HBL charge any fee to apply for Roshan Apni Car?

Q. How can Roshan Digital Account customer inquire about the status of Roshan Apni Car request status?

Q. what types of cars can be financed

Q. How many insurance companies are on HBL panel?

Q. Is it optional or mandatory for vehicle to be insured for entire tenure of the loan?

Q. Can HBL Roshan Apni Car repayment account be used for other transactions?

Q. What other charges customer has to pay apart from equity contribution?

HBL Roshan Apni Car

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Tutorial

How to apply for Roshan Apni Car

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