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HBL MoneyClub

HBL MoneyClub, a savings account for children under 18 years, inculcates the importance of saving and managing funds at an early stage in life. It also helps children earn profit and grow their money along the way


  • Open an account with just PKR 1/-

  • No minimum balance requirement
  • Bonus profit on monthly savings (minimum deposit of PKR 100/- provided no withdrawals throughout the month)
  • Attractive rate of return
  • Free HBL MoneyClub Adventure Book*
  • Free first 10-leaves cheque book

  • Free first year HBL MoneyClub DebitCard for children 6 years and above
  • Exciting retail and dining discounts up to 20% on use of HBL MoneyClub DebitCard. (For complete list of discounts, click )

Adventure Book*

HBL MoneyClub Adventure book is a uniquely designed book that allows children to team up with Haris, Babar and Layla to defeat the evil Kharchoo. The adventure can be completed by matching the relevant stickers from the sticker sheets as the story unfolds.
  One complimentary sticker sheet is given with the book, while remaining sheets can be received upon over the counter deposit or withdrawal (through cash or cheque) from any HBL branch. The first customer to complete this adventure and courier their book entry to HBL Plaza, Retail Department, will receive a grand prize while the remaining customers who send in their entries will be eligible for a lucky draw.

Exclusive Sindbad Offer

Exclusive Offer

HBL MoneyClub introduces a fun-filled offer with Sindbad. ​

  • On account opening, receive a free voucher worth PKR 150 and 150 tickets ​
  • With your HBL MoneyClub DebitCard, get an exciting 20% discount on rides and a special 10% discount on birthday party bookings ​

This offer is valid at Sindbad - Dolmen Mall, Tariq Road and Clifton (Karachi) and Fortress Stadium (Lahore) ​

How to Apply

Applicant to provide:

  • Minor’s B-Form
  • Computerised Registration Certificate/Computerised Birth Certificate
  • Parent’s/Guardian’s original CNIC along with verified copy
  • Guardian other than parent must provide proof of guardianship through court order

**Enchashment penalty to be charged as per "Opportunity loss " for the remaining days to maturity.
Terms and conditions apply. These are expected rates and can change. All profits and payable are subject to Zakat and Government Levies

In case premature encashment penalty is greater than or equal to the customers accrued profit, then the premature encashment penalty will be equivalent to customers accrued profit.

Important Documents

Indicative and Annualised Rates on Deposits - 1st August 2019 to 31st December 2019.pdf  
Size: 219 KB
Key Fact Sheet (HBL MoneyClub) - July 2019.pdf  
Size: 50 KB
Indicative and Annualized rates on deposits - April 2019 to June 2019.pdf  
Size: 400 KB
Key Fact Sheet (HBL MoneyClub) - Jan 2019.PDF  
Size: 168 KB
Key Fact Sheet (HBL MoneyClub) - July to December 2018.pdf  
Size: 85 KB
Key Fact Sheet (HBL MoneyClub) - January 2018.PDF  
Size: 88 KB
Key Fact Sheet ( HBL MoneyClub)- July 2017.PDF  
Size: 81 KB
HBL MoneyClub Sticker Book TandC.pdf  
Size: 124 KB
Indicative and Annualised Rates on Deposits - February 2019 to June 2019.pdf  
Size: 403 KB