HBL CreditCard – Chip & PIN
Welcome to a world of convenience with enhanced security. Your HBL CreditCard is now a Chip & PIN credit card. At the time of card activation, you will now be required to generate a Personal Identification Number (PIN), that will be used when making purchases at various outlets.
This new feature now provides you with more security while making purchases at outlets as you will be required to enter your PIN, which should only be known to you.
How to generate a PIN?
At the time of card activation, you will now be required to generate a Personal Identification Number (PIN) by calling HBL PhoneBanking at 021-111-111-425.
How does Chip & PIN Credit Card work?
Step 1: The merchant inserts your card at a PIN enabled POS machine and enters the transaction amount
Step 2: The POS machine will prompt for a PIN to be entered by you
Step 3: On entering the correct PIN the transaction is confirmed and completed
For POS machines without PIN authentication support, you will have to complete the transaction by signing the receipt.