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HBL Nisa Tawfir – Islamic Savings Account

HBL Nisa Tawfir Account

Based on the concept of Mudaraba. Under this arrangement, customer (Rab-ul-Maal) provides funds to HBL (Mudarib) for investment under Shariah guidelines

HBL Nisa Tawfir – Islamic Savings Account
Key Features
  • Account Type: Islamic Savings Account
  • No minimum balance requirement Free 1st Cheque Book of 10 leaves ​
  • Free issuance of Debit Card
  • Free issuance of Bank Certificate
  • Free duplicate account statement
  • Free Takaful coverage for first year only.
  • 50% discount on Locker Issuance Fee
  • 50% discount on HBL Islamic Personal Finance processing fee
Guiding Principle

HBL Nisa Tawfir Account is based on the concept of Mudaraba. Under this arrangement, customer (Rab-ul-Maal) provides funds to HBL (Mudarib) for investment under Shariah guidelines. The actual profit at the end of period is shared between the customer and HBL as per the pre-agreed profit sharing ratio. Loss, if any, is borne by the customer and HBL will not be entitled for Mudarib share of profit.