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HBL PensionerAccount

Ideal for retired individuals, this account allows you to save without having to worry about your returns or savings. Enjoy modest returns with easy access to your funds, HBL’s Pensioner Account offers you the flexibility and capability to bank with ease.


  • Transactional capability.
  • No minimum balance requirement
  • Open an account with just PKR 1

How to Apply

  • Original CNIC along with verified copy
  • Proof of retirement

**Enchashment penalty to be charged as per "Opportunity loss " for the remaining days to maturity.
Terms and conditions apply. These are expected rates and can change. All profits and payable are subject to Zakat and Government Levies

In case premature encashment penalty is greater than or equal to the customers accrued profit, then the premature encashment penalty will be equivalent to customers accrued profit.

Important Documents

Key Fact Sheet (HBL PensionersAccount) - July 2019.pdf  
Size: 302 KB