HBL DebitCard FAQs

To activate your HBL DebitCard, please follow the steps mentioned below:

Step 1: Generate your 5 digit activation code by sending the following SMS to 4250 using your HBL registered mobile number:

DC(Last 4 digits of your Debit card)
Example: DC4321

Note:

• This activation code will be valid for 3 days only.
• In case your activation code expires, follow step 1 to re-generate your activation code.

Step 2: Visit any HBL ATM with your HBL DebitCard, CNIC number and 5 digit activation code.

Step 3: At the HBL ATM, follow the steps mentioned below:

• Insert your HBL DebitCard into the ATM and select your preferred language (English or Urdu)
• Enter the 5 digit activation code
• Enter your date of birth (DD-MM-YYYY)
• Enter your 13-digit CNIC number
• Enter a 4-digit ATM PIN of your choice using the keypad
• Re-enter the ATM PIN for validation

Once you have completed these steps, your HBL DebitCard will be activated.