Listening...
HBL CreditCard brings you a limited time offer! You can now pay off your outstanding credit card balance using your reward points.
"Simply login to HBL Mobile> "Rewards" icon on CreditCard section or Menu> Transaction & Services> Card Management>Redeem your Reward points, to redeem your accumulated reward points to pay off your HBL CreditCard bill.For instance, a reward point balance of 20,000 will let you pay off PKR 5,000 and so on. The maximum redeemable points against each card type are shared in the table below:
Card | Max. Redeemable Points | Value (PKR) |
---|---|---|
Platinum | 600,000 | 150,000 |
Gold | 400,000 | 100,000 |
Green | 300,000 | 75,000 |
HBL Pay your bill Campaign is a promotional offer allowing payments of your outstanding HBL CreditCard balance from your available reward points.
This is a limited-time offer from 1st October 2025 to 31st October 2025 that allows you to use your accumulated HBL reward points to pay off a portion of your outstanding credit card bill.
When you redeem your points under this offer, the value is 1 reward point = PKR 0.25. For example, redeeming 20,000 reward points will allow you to pay off PKR 5,000 of your outstanding bill.
Yes, a minimum of 10,000 reward points is required to avail this offer.
No, you can only redeem reward points in multiples of 10,000 points. For instance, you can redeem 10,000 points, 20,000 points, 30,000 points, and so on.
Yes, the maximum number of points you can redeem depends on your card type. The limits are as follows:
All HBL CreditCards are eligible for this promotion, except for the HBL FuelSaver CreditCards.
No, under this specific promotion, your reward points can only be redeemed to pay off the outstanding balance on your HBL CreditCard.
You can redeem your points via the Rewards section on HBL Mobile by navigating to:
OR
The redeemed amount will be adjusted against your outstanding balance, and you will be required to pay the remaining balance as per your regular bill.
For further details, you can contact the HBL Contact Centre at 111-111-425.
No, this campaign is specifically for settling your outstanding credit card bill. If you have no outstanding balance, the "Pay Your Bill" campaign cannot be availed.
The settlement will be reflected in your credit card statement. You can view it on the HBL Mobile, E-Statements, and physical monthly statements.
Yes, you can check your available reward points balance by clicking on “Rewards” icon in Credit Card section.
Once redemption is successful on HBL Mobile, you will receive a confirmation push notification and email on your registered email address.
Yes, it is available on Android and iOS version.
Yes, once it is redeemed successfully, your reward balance and outstanding amount will be updated instantly on HBL Mobile.