HBL Nisa is a banking platform dedicated to the women aged 18 and above of Pakistan. As a bank that is a part of the nation’s fabric, HBL understands the various roles played by the women in our society. HBL Nisa enables women to understand banking better and offers services that cater to their financial needs. With HBL Nisa, you can opt from a wide range of products ranging from Current and Savings to a complete suite of FCY savings account. So no matter what product you need, HBL Nisa has you covered. For more details on the product suite, please Click Here
A loan facility, launched by SBP, that is targeted towards women in an effort to lend them financial support. Under the scheme,women entrepreneurs can seek financing facilities enabling them to setup a new business and/or expand their current one across Pakistan
How to Apply
For details, please visit: http://www.sbp.org.pk/smefd/circulars/2019/CL1.htm
To provide self-employment opportunities and uplift the youth of the country, the Government of Pakistan has introduced a low cost financing scheme under the banner of Kamyab Jawan. The scheme offers subsidized loans to meet long-term and short-term financing needs.
Purpose of finance
Long-term /Working capital loan requirement including leasing/ financing of locally manufactured vehicles for commercial use (only one vehicle per borrower)
Click here for more info
Now access bank’s finance without security/collateral. An innovative initiative to improve access to finance for Small and Medium Enterprises (SMEs)
HBL SAAF Finance provides an opportunity to SMEs to avail financing for their business without the need of any collateral. SMEs can now avail financing up to PKR 10 Million at highly subsidized mark up rates of 9% per annum for their working capital requirements, capital expenditure or procurement of commercial vehicle.
Click here for more information
You can conveniently open any account by just following these simple steps and fulfil all your banking needs.
HBL has a broad range of bank account types in store for you. Select an account that suits your personal needs.
Wondering how to conduct day to day transactions such as withdrawing money, perform basic banking transactions online? Opt for an any Alternative Delivery Channel befitting
Running low on cash? Don’t worry use your HBL credit card to buy your favorite item and pay later.
Do you wish to understand the basic banking concepts better? Here is an interesting story of how people from different walks of life educate each other about Banking and its varied benefits.
Women’s invaluable contributions to society are being increasingly recognized in today’s world. Whether a woman is a professional, stay-at-home mom, or both, her needs must be addressed. With the increasing rate of ailments, coupled with the uncertainty of life itself, insurance is an important protection to have.
HBL Nisa has partnered with Pakistan’s leading health and life insurance provider, Jubilee Life Insurance Limited (JLI), to offer women centric insurance plan that have been especially chosen to add value to our female customer base.
|Type of Coverage||Sum Covered|
|Breast Cancer - Hospitalization for One Year||PKR 500,000|
|Accidental Death (for Spouse) for One Year||PKR 50,000|
|Permanent Total Disability - Accidental (for Self) for One Year||PKR 120,000|
Nisa will offer free insurance coverage on all accounts for the first year. Insurance coverage will be provided free of charge, subject to maintenance of monthly average balance. ** (2nd year onwards)
For more details, please refer to the below:
*For HBL Nisa Tawfir (Islamic Savings), Takaful coverage shall be offered.
** Subject to varying account balance.
*** New accounts eligible after 90 days of opening of account
Terms and Conditions apply *
HBL Nisa in collaboration with HBL Asset Management Company offers competitive returns to its customers that are looking for regular & steady income. Through the options of Money Market & Income Funds , HBL Nisa in collaboration with HBL Asset Management Company provides you a chance for competitive earnings which are less volatile and are best suited for female individuals/sole proprietors.
Click the below links for further information and details.
HBL Money Market Fund - HBL Asset Management
HBL Income Fund - HBL Asset Management
Terms and conditions apply*
Disclaimer: All investments in mutual funds are subject to market risks. The NAV of units may go up or down based on market conditions. Past performance is not necessarily indicative of the future results. The investor must be advised to carefully read the offering document in particular the investment policies, risk disclosure and warning statements pertaining to the specific fund. HBL Bank is the distributor of these funds.
HBL Nisa is a banking platform dedicated to the women aged 18 and above of Pakistan. HBL Nisa is a unique initiative dedicated towards understanding, educating and developing services that cater to the financial needs of Women
HBL Nisa offers a wide range of products ranging from conventional Current and Savings (PKR) to a complete suite of FCY savings account (USD, EUR and GBP).
Yes, HBL Nisa offers Nisa Tawfir Account which is an Shariah Compliant variant of the proposition
Yes, the initial deposit requirement of HBL Nisa Plus Current Account is PKR 1,000 and for HBL Nisa Savings and Tawfir account is PKR 5,000/- respectively.
For HBL Nisa FCY Savings Account, the initial deposit requirement is USD 100 or equivalent.
There are no maintenance charges associated to the PKR conventional accounts. However, the minimum balance requirement for Nisa FCY Savings account is 1, 000 USD / 700 GBP / 800 EUR depending on the currency type.
The Nisa Product suite*was launched in November 2020. If you opened a Nisa Account before November 2020, you can only avail the following benefits:
Yes, you can. You can open a new Nisa Product Suite* Account even if you already have a Nisa Account with the bank.
The Nisa Savings account is a high-yield account (PKR) that disburses profit on a monthly basis.
HBL Nisa Savings Accountholder is entitled to a monthly profit.
No. Flat % is offered to all HBL Nisa Saving account holders.
Yes, customers are entitled to a free Nisa Plus Classic Master debit card.
Customers will receive a free Nisa Plus Classic Master Debit Card (free at the time of issuance -1st year only). Customers can also opt for a Nisa Plus Gold Debit Card which is offered to accountholders maintaining at least PKR 25,000 and over at the time of account opening.
The Nisa Product Suite offers the following benefits free of charge for the 1st year:
Free Insurance coverage will be activated automatically if the customer maintains monthly average balance of PKR 25,000/- in her Nisa Plus Current Account & PKR 35,000/- in her Savings Account.
Kindly visit your nearest branch or call 111-111-425 for more details. You can also visit the Nisa website https://www.hbl.com/hbl-nisa to find out more.