You can open a Term Deposit Account by visiting your nearest HBL branch if you are already a HBL customer. If you are not a HBL account holder, you will have to open a current or saving account first. ​

Only existing HBL account holders can apply for a Term Deposit Account. You will need to submit a written application, a copy of your valid CNIC and fill the Additional Request Form (ARF) available at your parent branch.​

You must have a saving or current account to avail term deposit. It will take one day to book the term deposit if all the necessary formalities are completed and your account has sufficient funds.​

By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.​

​By using your HBL Mobile App or by visiting any HBL branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.

​By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.

​By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC. You will need to take your original valid CNIC along with you.

​By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC and legal documents (like Nikkah Nama in case of change of surname is required after marriage).

​By calling the HBL Helpline on 021-111-111-425 or by visiting any HBL branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.

By using your HBL Mobile App or by visiting any HBL branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.​

​By visiting any HBL branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.

​By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC

Standing instructions for funds transfer can be issued through HBL Mobile App. You may also visit your parent branch and submit an Additional Request Form (ARF) along with a copy of your valid CNIC​

You may schedule payment of utility bills by using your HBL Mobile App.​

​By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.

By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC. Your biometric verification will also be required.​

​An HBL account holder can avail the locker facility by submitting an Additional Request Form (ARF) along with a specimen signature card and valid CNIC.

​Yes, if both individuals are HBL account holders.

By visiting the branch and submitting an Additional Request Form (ARF) along with valid CNIC. If the locker is operated jointly, both customers will have to visit the branch. ​

​Locker holder immediately inform the branch custodian for marking of “Stop Operation” to the respective Locker. A written request will also need to be submitted by the locker holder(s) to the branch along with valid CNIC & loss of Locker Key form available with the branch. The branch will communicate a date and time after arrangements are made to break open the locker and replace the key.

​The agreement between the Bank and the Customer will be terminated on the death of the Customer and legal heir(s)/ nominee(s) can be eligible for locker operations with a court order. Please visit the nearest HBL branch for complete details.