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HBL to Launch UnionPay PayPak Co-Badge Debit Card
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Pakistan, Karachi – 3 November 2025:

HBL, Pakistan’s largest issuer of debit cards, has entered into a strategic partnership with UnionPay International and PayPak to launch the HBL UnionPay PayPak Co-Badge Debit Card. The card combines PayPak’s domestic acceptance with UnionPay International’s global reach, enabling customers to withdraw cash at ATMs and make purchases at POS terminals both locally and internationally.

This collaboration aligns with State Bank of Pakistan’s (SBP) vision to strengthen the domestic payments landscape and enhance the value proposition of PayPak, while deepening financial ties between Pakistan and China.

The partnership was formalized at a signing ceremony in Karachi, attended by industry leaders, including Saleem Ullah, Deputy Governor – State Bank of Pakistan (SBP), Muhammad Nassir Salim, President & CEO – HBL, Li Yong, Commercial Counsellor – Consulate General of the People's Republic of China, Aamir Kureshi, Head Products Transactional Services and Solution Delivery – HBL, Luping Zhang, General Manager - Union Pay International, Middle East, and Najeeb Agrawalla, CEO – 1LINK.

Download Press Release
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