HBL CreditCard offers the most exciting rewards program,
with no expiry on points. As an HBL Credit Cardholder* you are automatically
enrolled in the Rewards Program.
Be rewarded every time you use your HBL CreditCard. Every 25
Rupees charged to your card gives you 1 point which you can use to redeem
against a variety of offers such as, dining and shopping vouchers, annual fee
waivers. It's a rewards program that lets you decide what you want.
as a HBL Platinum Credit Cardholder, you can also earn 5x the reward
points on foreign currency spend.
applicable on HBL FuelSaver CreditCard
Reward Points Balance
Easy ways to check your reward points balance:
4 easy steps to redeem your reward points:
- Check your accumulated reward points balance in order to avail exciting offers available with HBL Rewards Program
- Choose your reward of choice by viewing the offers on the Reward Booklet(s) available on www.hbl.com/rewards (see reward booklets below in 'Partner Offers' section)
- Call HBL PhoneBanking at 111-111-425 and inform about the product name/product code you would like to avail as mentioned in the Rewards Booklet
- HBL PhoneBanking staff shall redeem your accumulated points against the available product/voucher of your choice.
- The product/voucher shall be delivered at your mailing address
Pay with points
Annual Fee Reversal
You can reverse your HBL CreditCard Annual Fee by redeeming your accumulated reward points. Simply call HBL PhoneBanking to place your request for annual fee reversal against your HBL CreditCard.
HBL Visa Green CreditCard (Basic)
HBL Visa Green CreditCard (Supplementary)
HBL MasterCard Green CreditCard (Basic)
HBL MasterCard Green CreditCard (Supplementary)
HBL Visa Gold CreditCard (Basic)
HBL Visa Gold CreditCard (Supplementary)
HBL MasterCard Gold CreditCard (Basic)
HBL MasterCard Gold CreditCard (Supplementary)
HBL Visa Platinum CreditCard (Basic)
HBL Visa Platinum CreditCard (Supplementary)
*Reward points requirement is subject to change as per banks' policy and applicable Schedule of Bank Charges.
Redeem your accumulated points for exciting rewards in the following offered categories:
- HBL Treasure
- Digital World
- Timeless Precision
- Signature Excellence
- Leather Goods
- Slice Your Bill
- Prepaid Convenience
- Home Appliances
- Personal Care
- Enchanting Fragrances
- Furnish your Home
Book your next travel with your HBL CreditCard and earn reward points on
your airline ticket(s) purchases. For currently available travel offers,
please visit: www.hbl.com/traveldeals
Dining and Lifestyle Discounts
Enjoy dining and shopping the smarter way. With your HBL CreditCard, you can get discounts at over 150 partners including your favourite restaurants and retail outlets. Not only that, as you avail these discounts, you also earn reward points.
For details regarding dining and lifestyle offers, please visit www.hbl.com/hblcarddiscounts