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HBL PhoneBanking     111-111-425

HBL PersonalLoan

From quality education to a grand wedding, whatever your goal, HBL PersonalLoan helps you fulfill your financial obligations, allowing you to choose your term of payments and borrow with ease.


  • Pay processing fee on approval only.
  • Repay tenures from 12 to 60 months.
  • Borrow loans ranging from Rs. 25,000 to Rs. 2,000,000.
  • 24/7 access to HBL PhoneBanking.
  • Availability of top-up facility after every 12 months.
  • Acquire life insurance

Application Guidelines

  • Salaried individual whose salaries are being credited in HBL.
  • The applicant should be 21 years or more at the time of loan application and 60 years or less at the time of loan maturity.

Documents Required

  • Application form.
  • Legal agreement.
  • Verified original copy of CNIC.
  • Verified original copy of salary slip.
  • Letter From employer.
  • Other documents required (according to segment).

For further information, please call HBL PhoneBanking at 111-111-425 or visit your nearest HBL branch.

Fair Treatment to Customers

Schedule of Bank Charges (SOBC), as per the customer category, is shared with the customer where annualized percentage on the facility and charges applicable such as processing, late payment and early closure of the facility are provided. Terms of agreement are acknowledged through a finance agreement signed by the customer.

Important Documents

Key Fact Sheet (HBL PersonalLoan) - July 2017.pdf  
Size: 622 KB
HBL PersonalLoan - Terms and Conditions.pdf  
Size: 11 KB