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HBL CarLoan

HBL CarLoan makes it easy to purchase your dream car. With up to 7 years to pay off your loan, HBL CarLoan allows you to borrow for the car you desire keeping in mind your budget.


  • Choose any type of car - New, used, local or imported car.
  • Repay within a 7 year time period (5 years for used car financing).
  • Receive up to 85% of financing for your preferred car.
  • Secured insurance at all times for peace of mind (with or without tracker option available).
  • Take advantage of our 24-hour support available through HBL PhoneBanking. HBL PhoneBanking also allows you to track your repayment/loan account status and avail other value-added services.

Eligibility Criteria

Requirements ​
Salaried Individuals​
Self-Employeed Business persons/Professionals
22-60 years
22-70 years
Minimum monthly income
Rs. 20,000
Rs. 25,000

Documents Required

a. Salaried Individuals

  • Copy of CNIC.
  • 2 recent passport size photographs.
  • Latest original salary slip and personal bank statement for last 3 months.

b. Self-Employed Business persons/Professionals

  • Copy of CNIC.
  • 2 recent passport size photographs.
  • Bank statement for last 6 months and bank letter confirming details of account.
  • Proof of business.

Fair Treatment to Customers

Details on the HBL CarLoan facility covering basic charges such as processing fees, partial payments, late payments, early settlements and repossession charges are shared with the customer. A rental sheet with an estimated monthly installment amount based on the type of vehicle, tenure of the loan, security/initial deposit, vehicle insurance and prevailing interest rates for both car loan and insurance are provided to the customer. Additionally, prior to delivery of vehicle a representative of the bank explains the terms and conditions binding to the customer and obtains an acknowledgement of the same to avoid any misinterpretations.

Important Documents

Key Fact Sheet (HBL CarLoan) - July 2017.pdf  
Size: 129 KB