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ebanc Roshan Digital Account

We thank you for your interest in Roshan Digital Account (RDA) for Non-Resident Pakistanis. Please provide your feedback on overall user experience, suggestions and complaints (if any) for further improvement at or call at +92 21 111 555 425. You can also contact us on Twitter@​​ HBLPak​ or on our Facebook Page

HBL Customers may also share their feedback and suggestions related to Roshan Digital Accounts to State Bank of Pakistan (SBP) at  For further information on Roshan Digital Account from State Bank of Pakistan, please visit http: or email at​​.​ 

eBanc Roshan Digital Account is a unique opportunity for Overseas Pakistanis to open an account with HBL from the comfort of their homes. Customers can open an eBanc Roshan Digital Account to channel Remittances for further investments in securities via CDC, Government is​​​sued Bonds, real estate investments and other legitimate purposes as allowed by the State Bank of Pakistan.  ​​​​

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  • No minimum balance requirement
  • Customer can open a Foreign Currency Value Account (USD) or an NRP Rupee Value Account*
  • All of these accounts are fully repatriable.
  • Account can be fed by Foreign Inward Remittances originating from the account holder himself / herself through formal channels (only banks)
  • Monthly account statements sent on registered email address
  • Account to be opened by Non-Resident Pakistanis only
  • Joint Account available
  • Accounts are funded through foreign remittance only.
  • No Local credits allowed to the extent of proceeds received from permissible investments made from the account
  • Account to be opened in 48 hours if everything is in order.
  • Mobile Banking App and Debit Card Available
  • ​Islamic Banking variant also available​​​​

*No charge is applied by HBL on incoming remittances. However Correspondent Bank charges may apply. Kindly confirm the charges from the Remitter Bank prior to the transaction.

*As defined in the chapter 6 & Chapter 8 of the Foreign Exchange Manual.​​ 

How to Apply

Customers can fill out our Online Digital Form .  ​Please ​​​click here  to access & submit the same.


If you need assistance at any time in the account opening process,  kindly contact us through the LIVE chat facility available or email us at and a bank representative will contact you within 2 working days to guide you through the account opening process.​​​


Note: In case of any discrepancy in the documents, customers will be informed through email or Video/Recorded call for rectification and will need to send the missing / additional or amended documents.​​

Documents Required

​Please note that you will need to submit the following documents along with your Account Opening Form.

·  Scanned CNIC/ NICOP/ POC

·   Scanned copy of original Passport (first 2 pages) (Pakistani and/or other passport)​

·  Proof of NRP status (e.g. scanned copy of visa, entry/ exit stamps, etc.)

·  Proof of Profession and Source of Income/Funds (e.g. scanned copy of job card/work ID, tax return, rent agreement, salary slips, etc.)

-  For salaried individuals: job certificate / salary slips (any one document)

​-  For business persons: tax return / rent agreement / any other proof of income (any one document)

​-  Please find a detailed list here

·  LIVE Photograph​​

Detailed Terms and Conditions are available here

Additional Information

  • Customers may also be contacted online or through video call by an HBL representative for due diligence. The online verification session will be recorded for quality assurance​​.​
  • ​Customers can also request for any changes to their account  such as personal details etc. by sending instructions through their registered email address to

​​​For complaints, please email us on

Important Documents

eBanc Roshan Digital Account - FAQs.pdf  
Size: 420 KB
Schedule of Bank Charges.pdf  
Size: 514 KB
Customer Testimonials - eBanc RDA.pdf  
Size: 142 KB
Funds Transfer Application Form.pdf  
Size: 303 KB
Remittance Application Form.pdf  
Size: 1772 KB
Conversion Request Form - Remittance.pdf  
Size: 265 KB