HBL’s Islamic saving accounts allow individuals and businesses to deposit and grow their funds over time.
Please note that Islamic Saving Accounts are profit bearing based on the concept of Mudaraba. The actual profit rates depend on the applicable periodic PSR and weightages disclosed on the HBL website.
Islamic Saving Accounts have various elements of charges on services provided by the bank. Details along with copy of Islamic Schedule of Bank Charges (I-SOBC) are available at all Islamic Banking Branches (IBBs) and authorized Islamic Banking Windows (IBWs). All Taxes/Zakat/Excise Duty/Withholding Tax/ FED etc. levied by the government will be recovered wherever applicable.