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HBL Islamic PersonalFinance

A musawamah based financing facility to meet your essential needs

Features

HBL Islamic Personal Finance is a Shariah‑compliant financing facility based on the concept of Musawamah, designed to help customers meet essential needs such as medical expenses, debt repayment, home renovation, or travel for religious purposes.

  • Avail Shariah-compliant financing facility up to PKR 3 million, based on your eligibility, income and repayment capacity
  • Flexible payment up to 48 months.
  • No security deposit or guarantor required.
  • 50% discount on processing fee for all female account holders
  • Financing facility up to PKR 1,000,000 available for pensioners
  • Free Life Takaful coverage

Apply now through your nearest HBL Islamic branches and regain your financial freedom with HBL Islamic PersonalFinance facility.