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HBL Islamic PLSAccount

An ideal savings account for your daily banking needs.


  • Open an account with just PKR 100/-
  • Monthly profit payout as per weightages
  • Profit calculation on monthly average balance

How to apply

Individual to provide:

  • Original CNIC along with verified copy
  • Proof of income
  • Copy of recent utility bill

Sole Proprietor to provide:

  • Original CNIC/NICOP along with verified copy
  • Request letter
  • Copy of NTN Certificate

Partnership firms to provide:

  • Attested copy of certificate of registration
  • Certified copy of partnership/partnership deed
  • Letter of partnership
  • Copy of NTN Certificate
  • Verified CNIC copies of partners

Companies to provide:

  • Certificate of incorporation
  • Memorandum of association
  • Articles of association
  • Certified copy of form 29
  • Verified CNIC copies of signatories
  • Copy of NTN certificate and SECP registration

Guiding Principle

HBL Islamic PLS Account is based on the concept of Mudaraba. Under this arrangement, customer (Rab-ul-Maal) provides funds to HBL (Mudarib) for investment under Shariah guidelines. The actual profit at the end of period is shared between the customer and HBL as per the pre-agreed profit sharing ratio. Loss, if any, is borne by the customer and HBL will not be entitled for Mudarib share of profit.
Note: Terms and conditions apply. Withholding Tax and Zakat is applicable as per applicable law. All facilities are subject to Islamic Schedule of Bank Charges (I-SOBC).

Important Documents

HBL Islamic PLSAccount (Key Fact Sheet) - Jul - Dec 2020.pdf  
Size: 74 KB
KFS HBL Islamic PLS Account- Jul 2019.pdf  
Size: 69 KB
Key Fact Sheet (HBL Islamic PLS Account)- Jan 2019.pdf  
Size: 33 KB
Key Fact Sheet (HBL Islamic PLS Account)- July 2018.pdf  
Size: 55 KB
Key Fact Sheet ( HBL Islamic PLS Account)- January 2018.PDF  
Size: 49 KB
Key Fact Sheet (HBL Islamic PLS Account)- July 2018 (Urdu).pdf  
Size: 764 KB