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Term Deposit Accounts

HBL’s Islamic term deposit accounts allow individuals and businesses to accumulate attractive profit returns over a period of time.
Islamic Term Deposit Accounts are profit bearing based on the concept of Mudaraba. These must however be booked from an existing Current or Saving Account. The actual profit rates depend on the applicable periodic PSR and weightages disclosed on the HBL website. Facility for early termination is available

Fair Treatment to Customers

Details of applicable charges alongwith copy of Islamic Schedule of Bank Charges (I-SOBC) are available at all Islamic Banking Branches (IBBs) and authorized Islamic Banking Windows (IBWs). All Taxes/Zakat/Excise Duty/Withholding Tax/ FED etc. levied by the government will be recovered wherever applicable.