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HBL PhoneBanking 111-111-425

HBL Al-SamaratAccount

A fixed deposit that enables you to earn great periodic returns.

Key Features

      Invest with just PKR 25,000/-

      Availability of multiple profit payout frequencies i.e. monthly, quarterly, semi-annually or at maturity

      Available of multiple tenure(s)

      Facility of early redemption

Product Disclosure


All bank charges will apply as per the prevalent Islamic Schedule of Bank Charges.


Guiding Principle


It is based on Mudaraba. Under this arrangement, customer (Rab-ul-Maal) provides funds to HBL (Mudarib) for investment under Shariah guidelines. The actual profit at the end of period is shared between the customer and HBL as per the pre-agreed Profit Sharing Ratio. Loss, if any, will be shared among Rab-ul-Maal as per investment ratio.


Terms and conditions apply.


HBL Al-SamaratAccount (Key Fact Sheet - Urdu) - Jul to Dec 2020.pdf  
Size: 571 KB
HBL Al-SamaratAccount (Key Fact Sheet) - Jul - Dec 2020.pdf  
Size: 458 KB