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HBL Al-SamaratAccount

A fixed deposit that enables you to earn great periodic returns.

Key Features

  • Invest with just PKR 25,000/-
  • Availability of multiple profit payout frequencies i.e. monthly, quarterly, semi-annually or at maturity
  • Available tenure(s) ranging from 1 month to 10 years
  • Facility for early redemption as per bank’s policy

Guiding Principle

HBL Al-Samarat Account is based on the concept of Mudaraba. Under this arrangement, customer (Rab-ul-Maal) provides funds to HBL (Mudarib) for investment under Shariah guidelines. The actual profit at the end of period is shared between the customer and HBL as per the pre-agreed profit sharing ratio. Loss, if any, is borne by the customer and HBL will not be entitled for Mudarib share of profit.

Note: Terms and conditions apply. Withholding Tax and Zakat is applicable as per applicable law. All facilities are subject to Islamic Schedule of Bank Charges (I-SOBC).