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HBL PhoneBanking 111-111-425

Commercial Banking

Commercial Banking Commercial Banking is targeted at medium sized businesses with annual sales between PKR 800 million and PKR 4.0 billion. We are present in all principal markets of the country, including Karachi, Lahore, Faisalabad, Gujranwala, Sialkot, Multan, Hyderabad, Sukkur, Islamabad, Rawalpindi, Rahim Yar Khan & Peshawar via a network of dedicated branches, with an ever expanding presence

Our teams of seasoned relationship managers are equipped with the technical skills needed for the provision of personalized services and customized solutions that help to enable your business to function more efficiently . A long history of financing and relationship nurturing at every level has enabled HBL to develop a unique understanding of the mid-market business segment. This enables us to provide a variety of financial products and services for our clients' business needs. Our strong point is also cross-selling of Bank's other products and services to our client base.

HBL Commercial Banking's mission is to provide our customers with a 'Total Banking Solution' under one roof. Our Asset and Liability business covers many areas of commercial businesses. Steel Manufacturing & Trading, Ship Breaking, Cotton Ginning, Weaving, Printing, Dyeing, Garment Manufacturing (Home textile), Flour Mills, Commodity Trading (in pulses, rice) and Surgical Instrument, Sports Goods, Pharmaceutical, Plastic, Chemical & Trading and Contracting Business are just some of the industries we cater to and provide our services in.​


We specialize in creating custom made solutions to enable our clients to meet all their banking needs through the provision of the following services:​

  • Deposit and Savings Accounts
  • Transaction Banking Services
  • Working Capital Finance
  • Trade Finance in both PKR and FCY
  • Project Finance
  • Receivables Discounting
  • Letters of Guarantee
  • Cash Management Services
  • Bulk Payments Solutions including Cash Over Counter
  • Payroll Management Solutions
  • Lease finance (Autos)
  • Islamic Banking window (Advance/Trade)