HBL Seasonal Finance offers a wide array of financing solutions for flour mills, Cotton Ginning Mills and Rice husking units to fulfill their milling needs based on past performance and installed capacity.
Our experienced team comprising of Regional Retail Lending Heads & Relationship Managers is spread across the country to provide personalized services and customized Financing solutions for your business needs from the nearest location. We aim to provide our customers with ‘Total Banking Solution’ under one roof.
*Financing facilities are approved at bank’s discretion.
Limit amount calculation through indigenously developed credit model for facilities based on past season production, capacity and account credit turnovers, etc.
Flour Mills, Rice Husking / Processing, Cotton Ginning, Oil Seed, Pulses (Daal Processing)
As per facility and crop pattern
Depending on the type of loan facility & season cycle.
Exposure to be covered through tangibe collateral with margin as per facility structure
Pricing varies customer to customer based on risk profile of customer
As per schedule of charges
This is to inform you that the State Bank of Pakistan (SBP) will include two years’ history of negative / overdue information (including but not limited to overdue payments, late payments, write-off or reversal of mark-up etc.) in e-CIB. You are, therefore, advised to ensure timely payment of your instalment/ markup to avoid any adverse information being reported or reflected on your e-CIB