HBL Seasonal finance caters to the seasonal financing needs of Flour mills, Cotton Ginning mills, Rice husking, Oil seed and Pulses (daal) processing mills based on past performance and installed capacity. We partner with our seasonal customers to fulfill their seasonal financial needs to make seasonal operations more profitable for our clients
Cash Finance, Running Finance, Demand Finance, Financing Against Trust Receipt & Letter of Guarantees depending of credit assessment / Financing needs of clients.
*Financing Facilities are approved at Bank’s discretion.
Limit amount calculation through indigenously developed credit model for facilities based on past season production, capacity and account credit turnovers, etc.
Flour Mills, Rice Husking / Processing, Cotton Ginning, Oil Seed, Pulses (Daal Processing)
From start to end of season –Maximum up to 10 months
Pricing varies customer to customer based on risk profile of customer
Secured against residential/commercial/industrial property.
As per schedule of charges
As per facility and crop pattern
This is to inform you that the State Bank of Pakistan (SBP) will include two years’ history of negative / overdue information (including but not limited to overdue payments, late payments, write-off or reversal of mark-up etc.) in eCIB. You are, therefore, advised to ensure timely payment of your instalment/ Markup to avoid any adverse information being reported or reflected on your e-CIB