HBL has always been at forefront for technology related initiatives, providing organizations and individuals the desired channel through which they could perform their transactions in a secure and convenient manner. The payment industry in Pakistan has developed rapidly in the past decade and continues to grow at an exponential pace.
HBL has introduced the payment platform that enables eCommerce Merchants/Aggregator/PSOs/ PSPs to accept online payments from their customers on their websites and mobile apps. HBLPay Checkout is an umbrella brand for consolidated digital payment services which gives the Single, Simple & Quicker integration; one for all card schemes and Direct Transfer facility from Accounts and wallets for the ecommerce merchants. It reduces the merchant’s hassle to handle sensitive data on their website. In digital industry. eCommerce Checkout solution also offers plugins and apps for renowned ecommerce platforms to help merchants integrate faster and within few hours.
Card based payments allow E-Commerce merchants to accept payments through VISA, MasterCard, Union Pay International, PayPak debit/credit cards. All card based transactions are 3D secured. Account Based Payment is a set of API based services that provides the interface for online merchants to collect funds directly from the HBL and Other partner bank account. All account based transactions are authorized by OTP.
Wallets based payments allow merchants to accept preferably low ticket size payments from wallet customers. Wallet transactions are secured as customer consent is required for every transaction.