Value Proposition for Corporate Partner

• One stop solution for all financing, collection and payment needs across the supply chain network
• Strengthening relationships with value chain partners by offering tailor made financing solutions
• Support working capital optimization and growth plans by easing out suppliers/distributors cash flows
• Improve or amend your credit terms to align with industry norms
• Minimize collection hassles, reduce transaction time and enhance efficiencies by digitalizing payment stream.
• Balance sheet de-risking with our off-balance sheet propositions
• Monitor and track your cashflows via detailed real time MIS reporting mechanisms

Value Proposition for Distributor

• Bespoke financing solution with relaxed terms at preferential rates for inventory procurement from corporates
• Access to incremental credit based on relationship strength with anchor
• Hassle free Documentation with efficient processing time
• Promotes capacity enhancement and improves liquidity
• Improves cash forecasting capabilities for inventory planning
• Streamlines payment cycle by introducing one bank
• Preferred Banking Services through the largest branch network of the country
• Fleet Finance at preferential rates and terms

Value Proposition for Supplier

• Early payment solution at relaxed terms and preferrential rates based on relationship with corporate Anchor
• Enhances capacity through improved liquidity
• Mortgage/fixed asset free financing without insurance requirement
• Simplified Documentation with efficient processing time
• Straight through processing using one bank approach
• Preferred Banking Services through the largest branch network of the country

Eligibility Criteria

Authorized dealers or suppliers of select corporates can avail financing under HBL SCF products subject to compliance with applicable HBL’s policies and SBP regulations

If you are a large corporate willing to partner with us for facilitating Supply Chain Finance Solutions for your value chain network, contact your Relationship Manager or send an email to supplychain.finance@hbl.com.

Fee & Charges

As per schedule of charges

• Financing facilities are approved at bank’s discretion.

Disclaimer

This is to inform you that the State Bank of Pakistan (SBP) will include two years’ history of negative / overdue information (including but not limited to overdue payments, late payments, write-off or reversal of mark-up etc.) in e-CIB. You are, therefore, advised to ensure timely payment of your instalment/ markup to avoid any adverse information being reported or reflected on your e-CIB