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Conventional Finance

Conventional finance offers customized borrowing solutions to finance the liquidity needs of businesses either to meet their working capital needs, finance their term needs for capex or trade financing for Imports/Exports. With Conventional Finance, loans are tailored as per customer's needs offering a finance facility structured around the business requirement of the customer.

Our team comprising of Credit Managers and Credit Marketing Officers are equipped with the technical skills needed for the provision of personalized services and customized solutions for your businesses. We aim to provide our customers with 'Total Banking Solution' under one roof. Conventional Finance caters to the needs of a wide array of industries and businesses across Pakistan.

Financing facilities

  • ​Funding facilities include Import financing, and export financing, working capital loans and Demand Finance

  • Non-funded facilities include Letters of Guarantee and Letters of Credit.


  • Affordable instalments/mark up.

  • Secured against residential/commercial/industrial property.

  • A proprietorship letter or partnership deed or latest form 29.

  • The primary sponsor/ mortgagor / borrower must be resident Pakistanis

Pricing Criteria

Pricing varies customer to customer and is marked based/competitive. All other charges are as per our prevailing schedule of charges.


  • The borrower must fulfill the bank and applicable regulatory policies.

  • A valid CNIC of borrower/sponsors/ mortgagor.

  • Any other requirement which the bank may deem necessary from time to time.

*Financing facilities are approved at bank's discretion.