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HBL FreedomAccount

This account provides a range of free unlimited features catering to the banking needs of business persons. It is designed for sole proprietors, partnership firms and companies across all industries, enabling them to fulfill their business requirements with a convenient and hassle-free banking experience.


  • Free inter-city cheque clearing
  • Free stop payment of cheque
  • Free SMS alerts on all transactions
  • Waiver on cheque return charges
  • Free issuance and cancellation of banker’s cheque
  • Free cheque book and duplicate account statement
  • Free funds transfer
  • Free cash withdrawals and deposits
  • Free HBL Debit Card (Individuals & Sole Proprietors)
  • Free online funds transfer transactions*
  • Free intercity funds transfer through the HBL Freedom Account using HBL network
  • Free SMS alert service available to individuals and sole proprietors for all transactions

*Terms and Conditions: Account holder must maintain a minimum balance of Rs. 25,000**

How to Apply

Sole Proprietor to provide:

• Original CNIC along with verified copy
• Request Letter
• Copy of NTN certificate

Individual to provide

Original CNIC along with verified copy
Proof of Income
Copy of recent utility bill