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HBL FreedomAccount

An account catering to the banking needs of business men. It offers a range of free unlimited features enabling them to conduct business with ease and convenience. It provides free unlimited features to salaried and self-employed individuals as well as business operating across multiple cities and industries.
This account is for sole proprietors, SME or traders, partners in a company, individuals working in hospitals or educational institutes, private and public sector companies, as well as those working for local and multinational companies.


  • Free inter-city cheque clearing
  • Free stop payment of cheque
  • Free SMS alerts on all transactions
  • Waiver on cheque return charges
  • Free issuance and cancellation of banker’s cheque
  • Free cheque book and duplicate account statement
  • Free funds transfer
  • Free cash withdrawals and deposits
  • Free HBL Debit Card (Individuals & Sole Proprietors)
  • Free online funds transfer transactions*
  • Free intercity funds transfer through the HBL Freedom Account using HBL network
  • Free SMS alert service available to individuals and sole proprietors for all transactions

*Terms and Conditions: Account holder must maintain a minimum balance of Rs. 25,000**

How to Apply

Sole Proprietor to provide:

• Original CNIC along with verified copy
• Request Letter
• Copy of NTN certificate

Individual to provide

Original CNIC along with verified copy
Proof of Income
Copy of recent utility bill