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Konnect offers customized corporate solutions. which fulfill any business requirements centered around disbursement and collection of funds and payments.


These corporate solutions consist of the following:


Disbursement Solutions

This solution allows corporations to disburse funds to their customers, employees and borrowers nationwide. Customers can collect disbursements using their Konnect Account or through over-the-counter services available at Konnect Shops spread across Pakistan.


Features and Benefits


  • Cost effective
  • Real time transactions
  • Security of funds and reconciliation
  • Customized reporting

Collection Solutions

This solution enables corporations to collect payments through Konnect Mobile Accounts and over-the-counter-services available at Konnect Shops nationwide.


Features and Benefits


  • Cost effective
  • Collection of payment directly into the corporations’ accounts
  • Security of funds
  • Customized reporting and reconciliation
  • Round the clock collection facility including post banking hours

This collection service is available for a diverse range of categories including:


  • Broadband bills
  • Fee for educational institutes
  • Utility bills
  • e-Vouchers
  • Mobile bills
  • Online shopping
  • Zakat / donations
  • Government collections (Government to person G2P)

Government to Person Solutions (G2P)

This service provides a solution for disbursement & collection of funds for government entities. Due to our rapidly growing Konnect Shop network nationwide, beneficiaries, pensioners, borrowers & contributors can be facilitated at their door step in numerous remote areas across the country.


Features and Benefits

  • Account opening for beneficiaries / pensioners / borrowers
  • 24/7 customer helpline available
  • Disbursement through debit card & over-the-counter-services
  • No minimum balance requirement
  • No Zakat deduction

Direct Payments

Konnect also offers one of the most advanced direct payment solutions that enables corporations to collect payments directly from their customers’ HBL Accounts. No debit or credit card is required by the customer to make payments.


Features and Benefits


  • Card-less transactions
  • Payment options for HBL accountholders for a wide range of partners
  • Minimal cost

For more information, please email us at konnectforbusiness@hbl.com