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HBL PhoneBanking 111-111-425

HBL Salam

A facility that caters to the working capital requirements of agricultural sector and manufacturers/exporters of homogenous commodities.


  Can be used by customers to finance overheads and utilities cost
  Ideal for agricultural financing needs.​


  Customer must meet the bank’s as well as applicable regulator’s policies

  Customer to provide acceptable collateral as per bank’s requirement


How to apply

 Applicant to provide:

  Customer’s Basic Fact Sheet

  Facility Application Form

  Financial Statements (as per Prudential Regulations and bank requirements)

​•  Company’s Profile

  All other documents as per bank’s policy and regulatory guidelines

Product Disclosure

All bank charges will apply as per the prevalent Islamic Schedule of Bank Charges.

Guiding Principle

It is a sale whereby the seller (customer) delivers specific goods to the buyer (bank) at a future date in exchange of a price fully paid in advance. Upon delivery of the goods to the bank, the bank appoints the customer as its agent to sell the goods in the market.
Note: Terms and Conditions apply. Charges to be applied as per effective Islamic Schedule of Banking Charges (I-SOBC)