Trade Finance

• Opening, advising, confirmation and negotiation of letters of credit.
• Discounting of LCs including providing bankers acceptances.
• Trade loan syndications.
• Risk participations.
• Pre/post export financing.
• Issuance of financial guarantees/SBLCs.
• Documentary collections.

Cash Management

• Specialized Deposit Slips – conventional collection model.
• Internet Banking – electronic collection (non-individual/business customers).
• Cash In Transit – CIT
• Direct Debit Collection – SIDA (Standing Instructions for Debit Authority).
• Utility Bills Payments – UBP
• HBL At Work (HAW) – payroll solution.
• Vostro account services.
• Commercial Payments - SSI

Non-Banking Financial Institutions

One-window solution to NBFIs covering the bank’s entire suite of banking solutions mainly:

• Long-term and Short-term lending facilities
• Customized deposit products for placement of liquidity under conventional & Islamic modes
• Tailored digital solutions for transaction & employee banking
• Consumer Banking products under conventional & Islamic modes
• Structured derivatives for hedging of market risk

Global Remittance Business

Remittance is a quick and easy way of transferring money to Pakistan by Pakistani’s living abroad. HBL Remittance provides remitters multiple ways to send money to their loved ones through HBL’s secure and diverse channels, click here to know more.

Trade and Cash Products offered by HBL Globally

Habib Bank Limited (HBL) is pleased to be given the opportunity to present its trade and cash clearing capabilities in Pakistan and overseas network.

With an extensive network in more than 15 countries, it is well positioned in the emerging trade and investment corridors across Asia, Africa and the Middle-East, HBL combines global capabilities with deep local knowledge to develop innovative products and services to meet the diverse and ever-changing needs of our customers.

Over the years, HBL has successfully built its business through a strong emphasis on client and market needs, a thorough understanding of the regulatory issues, and an expertise in developing operational and technological solutions. These factors have established HBL’s reputation as a market leader in Pakistan.

For more information, please click here.