​A: Yes, a Non- Resident Pakistani maintaining relationship with HBL Pakistan and/ or HBL international can also apply for HBL CarLoan facility. For details please contact HBL Phone Banking at 111-666-425 or visit your HBL nearest branch.​​​​

A: Yes, two people can jointly apply for the CarLoan facility as Co-borrowers. Subject to fulfillment of certain criteria the Co-borrower’s income will be clubbed with your income to meet the requirement.​​​​

A: If you are interested in availing HBL CarLaon please visit your nearest HBL Prestige Lounge or you can also apply online and our representative will get in touch with you ​​​​

A: No, HBL does not charge you for an auto loan application form ​

​A: Yes. Based on the fulfillment of certain criteria, existing HBL customers are entitled to certain privileges and benefits. For details please contact HBL Phone Banking at 111-666-425 or visit your nearest HBL Prestige Lounge. ​​

A: For your convenience, a non-checking repayment account will be opened in your name so that you can easily deposit your monthly installment in the same through multipayment payment options:

• Direct Debit Instructions (HBL account holders only)
• Direct Deposit of Installment (cheque / cash) into allotted repayment account
• Electronic transfer through alternate channels (e.g ATM / Internet Banking / Mobile Banking App etc)​

​A: While the borrower can deposit monthly home loan instalment amount in this account other banking transactions and withdrawals cannot be performed​​​.

A: There is no minimum balance requirement for the repayment account. However, to avoid any inconvenience please ensure that sufficient funds are available in the repayment account before the installment due date so that the installment amount can be deducted from the same accordingly.​​

A: ​All HBL CarLoan customers will be enrolled for HBL Phone Banking through which they will be able to inquire about their repayment account status as well as avail other related facilities.​

​A: ​​Yes, you can make partial payment during the tenure. However, certain charges will apply as per the prevailing SOC’s. For details please contact HBL Phone Banking at 111-666-425 or click here for detailed Schedule of charges

A: ​​​Yes, you can settle your car loan before the maturity date. However, certain charges will apply as per the prevailing SOC’s . For details please contact HBL PhoneBanking at 111-666-425 or Click Here for detailed Schedule of charges​

​A: ​​​​Apart from equity contribution, you have to pay processing fee, vehicle registration charges and first year insurance premium.​

A: ​​​​​​Following types can be financed

• New Locally Assembled Passenger Vehicles
• New LCVs (Light Commercial Vehicles)
• New Manufacturer Imported – CBUs (Completely Built Units)
• Imported Cars (Unregistered)
• Used Locally Manufactured Cars

​A: ​No, the premium amount over and above the list / ex-factory tax paid price will be borne by the customer.