FEATURES

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• Profit calculation on average daily balance
• Monthly profit payout as per announced weightages
• Free and Instant Issuance of HBL Islamic Prestige World Elite DebitCard
• Free Normal Cheque Book
• Free Mobile & Internet Banking and Transfers
• Free SMS Alerts
• Free Stop Payment of Cheque
• Free Cheque Returns
• Free Bank Statements in Any Frequency
• Free Certificate of Account Maintenance
• Free Confirmation of Balances to Auditors
• Free Issuance and Delivery of Banker’s Cheque
• Free Cancellation and Replacement of Banker’s Cheque
• Free Inter-City Cash Deposit and Withdrawal
• Free Inter-City Cheque Deposit
• First Cheque Book
• HBL Internet Banking and HBL Mobile Application (Subscription, Funds Transfer, Payments, Cheque Book Requests)
• E-Statements
• Issuance of Banker’s Cheque
• Cancellation of Bankers Cheque
• Issuance of Replacement, in case of lost Banker’s Cheque
• Courier Delivery of Banker’s Cheque
• Cash Deposit
  • Within City
  • Inter City

• Cash Withdrawal
  • Within City
  • Inter City

• Non-HBL Cheque deposited in local clearing and funds credited to HBL Inter-city Branch Account
• Local Funds Transfers (LFTs) Online Funds Transfer / Cross Branch Transfers
• Cheque Book Issuance Charges
• Stop payment of Cheque
• Charges on Cheque returned in Inward Clearing/Collection to be recovered from Customers issuing the Cheque with in-sufficient balances in account or for any other reason. “due to fault of customer
• Over the counter cash Cheque returned due to insufficient balance. For all accounts (LCY/FCY)
• Photocopy of the paid Cheque forwarded to CustomeRs.
• Interbank Funds Transfer (IBFT)
• Statement of Account sent on Daily basis through Swift Message MT-940
• Duplicate Statements for all types of accounts, on request from customer
• Monthly Bank Statement
• Same Day Clearing via NIFT
• Local Fund Transfers (RTGS)
• Issuance of Account Maintenance Certificate
• issuance of Balance Confirmation Certificate
• For any enquiry requested by customer beyond 3 years relating to transactions on his account
• Account Closure Charges
• Handling of payments/ balances from deceased accounts against Succession Certificate
• Confirmation of balances to AuditoRs.
• SMS Alert Charges
• Issuance of Proceed Realization Certificate (PRC) –HBL
• Issuance of Zakat Deduction Certificate
• Standing Instructions
• Inward Telegraphic Transfers
• Issuance of FCY Demand Draft
• Cancellation of FCY Demand Draft
• International ATM Withdrawals through HBL ATMs*
• Collection of Cheques (Local Currency/ Foreign Currency**)
• Inward Telegraphic Transfers***
• Outword Telegraphic Transfers***

Note:The above features are subject to HBL Islamic Prestige Members only.

* This only applies to ATM Access Fees, FX conversions are done on market rates

* Excluding Cheques issued in USD.

* Excluding Intermediary Bank Charges where applicable.

HOW TO APPLY

Sole Proprietor to provide:

• Original CNIC along with copy
• Request letter for account opening
• Copy of NTN certificate
• Copy of NTN certificate
• wherever applicable
• Declaration of sole proprietorship on business letter head
• Proof of Income

Partnership firms to provide:

• Attested copy of certificate of registration
• Certified copy of partnership/partnership deed
• Letter of partnership
• Copy of NTN certificate
• CNIC copies of partners
• Original authority letter from all partners, authorizing the person(s) to operate firm’s account
• Identity documents of authorized signatories
• Proof of Income

Companies to provide:

• Certificate of incorporation
• Memorandum of Association
• Articles of Association
• Certified copy of Form 29
• CNIC copies of signatories
• Copy of NTN certificate and SECP registration
• Resolution of Board of Directors for opening of account specifying the person(s) authorized to open and operate the account (not applicable for Single Member Company)
• SECP registered declaration for commencement of business as required under Companies Act 2017 List(s) of Directors required to be filed under Companies Act 2017, as applicable
• Proof of Income
• Other documents as per bank and/or regulatory requirement.