Earn competitive interest and guaranteed returns on your savings, across a range of currencies, with HBL Term Deposit. HBL Term Deposit is suitable for customers who wish to earn more on their savings.
|Low minimum deposit requirement||Minimum AED 10,000 or equivalent Foreign Currency Account holders: USD 5,000 or equivalent.|
|Tenor of your choice **||1, 3, 6, 9, 12, or as specified by you.|
|Multiple currencies ***||Options to start a term deposit in AED, USD, GBP, EUR, amongst many others|
|Opportunity to maximize your returns||Choose different accounts for your initial sum invested and the interest received to be paid into. You can rollover your term deposit into a new deal on maturity, with only the interest portion being credited to your chosen account. Or, you can benefit from even higher rates of interest when you choose to rollover the principal plus interest earned, or if you deposit new money into the bank.|
*All currency conversions will be at prevailing exchange rates at the discretion and determination of the Bank. Interest rates are subject to change from time to time, but the interest rate applicable to your HBL TermDeposit at the point the investment is made is fixed for the entire term.
** The bank reserves the right to offer/restrict certain tenors as applicable from time-to-time. Encashment of the deposit before the maturity of the tenor may in certain cases result in charges for the customer.
*** The currency list is indicative and the bank reserves the right to offer/restrict certain currencies as applicable from time-to-time
A: To apply for an HBL TermDeposit, please visit your nearest HBL UAE branch. A simple form is filled out and the HBL TermDeposit is booked via your existing Current or Savings Account. New clients can visit any of our branches to open a current or savings account as they choose, and can then apply for a HBL TermDeposit with their chosen tenor and deposit amount. Our dedicated staff will be happy to assist you with all your banking queries.
A: All our Personal and Business Banking Account holders can apply for an HBL TermDeposit.
A: Your HBL TermDeposit can be accessed through any of the following ways:
HBL Branches in UAE
With our branches across the UAE, HBL takes great pride in providing highly personalized customer care. Please Click here for our branch locations and timings.
Our 24/7 PhoneBanking is available to access information regarding your HBL TermDeposit. Please Click here for details on HBL PhoneBanking.
A: We welcome any feedback you may have. They are greatly appreciated and will help us improve our products and services for you. You may provide us with your feedback or complaint details by any of the following:
Once your feedback and/or complaint is logged with us, you will be provided with a complaint number accordingly.