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HBL PhoneBanking 111-111-425

HBL Murabaha

A financing facility that enables customers to purchase raw material, finished goods, etc to fulfill their business needs.


      Ideal Shariah compliant option for short-term financing needs

      Flexible payment options - spot, deferred or in instalments

      Competitive pricing



  • Customer must meet the bank’s as well as applicable regulator’s policies
  • Customer to provide acceptable collateral as per bank’s requirement

How to Apply

Applicant to provide:

  • Customer’s Basic Fact Sheet
  • Company’s Profile
  • Facility Application Form
  • Financial Statements (as per Prudential Regulations and bank requirements)
  • Other documents as per bank’s policy

Product Disclosure

All bank charges will apply as per the prevalent Islamic Schedule of Bank Charges.

Guiding Principle

Under this mechanism, the bank purchases and acquires the underlying asset and then sells it to the customer by disclosing the cost and profit at the time of sale execution.
Note: Terms and Conditions apply. Charges to be applied as per effective Islamic Schedule of Banking Charges (I-SOBC)