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HBL PhoneBanking 111-111-425

HBL Tijarah

A short-term trade based financing facility designed to meet liquidity requirements of the customers involved in manufacturing/trading of goods.

Key Features

  Ideal for customers engaged in local or international trading

  Sale and agency based financing against finished goods

  Competitive pricing


  Customer must meet the bank’s as well as applicable regulator’s policies

  Customer to provide acceptable collateral as per bank’s requirement


How to apply

Applicant to provide:

  Customer’s Basic Fact Sheet

  Facility Application Form

  Financial Statements (as per Prudential Regulations and bank requirements)

  Company’s Profile

  Average One Year Stock Report

  All other documents as per bank’s policy and regulatory guidelines


Product Disclosure

All bank charges will apply as per the prevalent Islamic Schedule of Bank Charges.


Guiding Principle

Under this facility, bank purchases customer’s finished goods on a spot payment basis and then appoints customer as its agent to sell the same in the market. Customer finally settles its financing with bank upon receipt of proceeds from the ultimate buyer. Terms and conditions apply.