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HBL PhoneBanking     111-111-425

HBL Islamic BasicBankingAccount (BBA)

A secure and convenient account for individuals to fulfill their basic banking needs


  • Open your account with only PKR 1,000.​​​
  • No minimum balance requirement.​
  • Avail up to two free customer-initiated, over the counter (OTC) deposit transactions and two chequing withdrawals in a month.

How to Apply

Applicant to provide:

  • Original CNIC along with verified copy
  • Proof of income
  • Copy of recent utility bill

Guiding Principle

HBL Islamic Basic Banking Account is based on the concept of Qard. Under this arrangement, HBL stands liable to repay the deposited amount upon demand. Funds deposited with the bank will be utilized by the bank at its sole discretion in Shariah acceptable avenues.

Note: Terms and conditions apply. Withholding Tax is applicable as per applicable law. All facilities are subject to Islamic Schedule of Bank Charges (I-SOBC).

Important Documents

Key Fact Sheet ( HBL Islamic BasicBankingAccount)- January 2018.pdf  
Size: 74 KB
Key Fact Sheets ( HBL Islamic BasicBankingAccount)- July 2017.pdf  
Size: 76 KB
Key Fact Sheet (HBL Islamic BasicBankingAccount) - Jul 2018.pdf  
Size: 81 KB