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HBL Nisa – The Program

HBL Nisa is a banking platform dedicated to the women of Pakistan. As a bank that is a part of the nation’s fabric, HBL understands the various roles played by the women in our society. HBL Nisa enables women to understand banking better and offers services that cater to their financial needs ​

Key Features

     By being a part of the HBL Nisa platform, women can enjoy the following benefits: 

     50% discount on HBL Nisa DebitCard issuance fee

     50% discount on annual fee of HBL AsaanAccount MasterCard DebitCard 

     100% fee waiver on annual fee of HBL AsaanAccount Union Pay DebitCard

     Free cash withdrawal from any Bank’s ATM in Pakistan with HBL Freedom Account 

     50% discount on the first year of locker rent

     50% discount on processing fee for HBL Personal Loan 

     First Cheque Book of 10 leaves will be free of charge for the account holder 

     Exciting deals and discounts on HBL Nisa DebitCard at popular restaurants and retail outlets (For complete list of discounts, click


HBL Nisa is applicable only on the following accounts: 


     HBL Current Account

     ​HBL Basic Banking Account 

     HBL AsaanAccount 

     HBL PLS Savings Account 

     HBL Freedom Account 

     HBL Value Account 

     HBL Daily Munafa Account (DMA) 

     HBL Daily Progressive Account (DPA) 

     HBL Rutba Account 

     HBL Staff Savings Account​


How to Apply*

In order to enroll into the Nisa program, fill out the Nisa section in the Account Opening Form and provide: 

​      Original CNIC along with a verified copy 
​     ​ Copy of a recent utility bill 
 *These documents are the minimum requirement at the time of Account Opening. Customers may be required to submit additional documents