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HBL POS Finance

HBL values our business partners. Hence we are rewarding our alliance with our Point of Sales machine users through an innovative, one of a kind, financing solution to help them meet the day to day working capital requirements of their businesses.


  • Working Capital financing facility exclusively for businesses using HBL Point of sales machines.
  • Financing up to PKR 5.0 million.
  • No charge/lien on property or fixed assets required.
  • Revolving Credit Limit to meet day-to-day business expenses.
  • Quick Processing
  • Competitive markup rate and processing charges.
  • Available in all major cities of the country.


  • Businesses using HBL POS machines for at least 02 years.
  • A business in operation for at least 03 years
  • Average Monthly transaction of at least PKR 100,000 through HBL POS machine.
  • Clean Credit History.
  • Pakistan Resident aged between 25 years to 65 years (maximum age of 65 years will be at the time of maturity of loan. Customers shall have maximum age of 55 years at the time of fresh application).

Tenor of Loan:

  • HBL POS finance will be extended for a period of one year on revolving basis, renewable annually.


  • Fixed Pricing of up to 36% per Anum.

*Financing facilities are approved at bank’s discretion.