Key Features

• Minimum documentation
• Expeditious processing of application and disbursement of loan
• Relaxed repayment terms aligned with business cycles
• Availability throughout Pakistan
• Markup payment on utilized amount only for Running Finance facilities
• 24/7 access to the funds via HBL Debit Card

Eligibility Criteria

• Applicant should be holder of valid computerized NIC
• Applicant to provide acceptable collateral as per bank’s requirement
• Applicant must meet the bank’s as well as applicable regulator’s policies
• Applicant must have business experience of minimum 3 years

How to apply

Applicant to provide:

• Original CNIC along with attested copy
• Two recent passport size photographs of the borrower
• Agriculture passbook and/or other collateral documents

Terms and Conditions apply

Disclaimer

​This is to inform you that the State Bank of Pakistan (SBP) will include two years’ history of negative / overdue information (including but not limited to overdue payments, late payments, write-off or reversal of mark-up etc.) in eCIB. You are, therefore, advised to ensure timely payment of your instalment/ Markup to avoid any adverse information being reported or reflected on your e-CIB