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HBL PhoneBanking 111-111-425

Products & Services

By leveraging on our strong local and international franchise, HBL offers a range of products & services to facilitate the demands of our FI/NBFI partners. These include:

1. Trade Finance

  • Opening, advising,confirmation and negotiation of letters of credit.
  • Discounting of LCs including providing bankers acceptances.
  • Trade loan syndications.
  • Risk participations.
  • Pre/post export financing.
  • Issuance of financial guarantees/SBLCs.
  • Documentary collections.

2. Cash Management

  • Specialized Deposit Slips – conventional collection model.
  • Internet Banking – electronic collection (non-individual/business customers).
  • Cash In Transit – CIT
  • Direct Debit Collection – SIDA (Standing Instructions for Debit Authority).
  • Utility Bills Payments – UBP
  • HBL At Work (HAW) – payroll solution.
  • Vostro account services.
  • Commercial Payments - SSI

3. HBL Express – payments platform

4. Remittances

with a substantial market share in distribution of incoming home remittances into Pakistan, HBL has built-up capacity to serve overseas FIs wishing to remit funds for beneficiaries in Pakistan as well as in other specific locations.

5. Treasury

  • Money market placements.
  • FX/Swaps.
  • Bonds /TFCs.
  • Private placements & other debt instruments.

6. Bilateral Loans

Customized bilateral products are available to fulfill financing requirements of NBFIs, which includes term loans and SBLC facilities.