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Lending

Refinance and Credit Guarantee Scheme for Women Entrepreneurs in Underserved Areas

A loan facility, launched by SBP, is targeted towards women in an effort to lend them financial support. Under the scheme, banks and DFIs will be required to provide financing facilities to women entrepreneurs enabling them to setup a new business or expand their current ones across Pakistan

Key Features

      ​Refinancing will be provided to women entrepreneurs of underserved areas at a mark-up rate of up to 5% per annum 
      Financing of up to PKR 1.5 million with a financing tenor of up to 5 years and a grace period of up to 6 months 
​      Risk coverage of 60% on the outstanding principal

Criteria

      Borrower or primary sponsor must be a Pakistani resident 
      Borrower must meet the Bank’s as well as the applicable regulator’s policies 
​      ​Personal guarantee is required of the borrower herself

How to Apply

      ​Original CNIC along with a verified copy
​      Copy of a recent utility bill