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HBL PayPak DebitCard

HBL PayPak DebitCard enables 24/7 access to your bank account within Pakistan. Backed by the power of PayPak, this card offers you a basic, secure and convenient payment solution at a lower annual fee.

Available Services:

You can avail the following services on your HBL PayPak DebitCard:


  • Cash Withdrawal
  • Bill Payments (Utility Bills/Mobile Top-ups)
  • Inter Bank/Branch Funds Transfer

Other Services

  • Point of Sale (POS) Transactions
  • HBL SMS Alerts service (optional)
  • Access to HBL Mobile & HBL InternetBanking

The details pertaining to limits are given in the table below.

Daily Limits
ATM Cash Withdrawal
PKR. 25,000

POS Purchase

PKR. 50,000

Funds Transfer

PKR. 25,000

How to Apply?

  • HBL Account holders: Fill an Additional Request Form(ARF) and submit to parent branch
  • New customers: Fill the Account Opening Form and opt for HBL PayPak DebitCard
  • HBL PayPak DebitCard is currently available on HBL AsaanAccount


HBL PayPak DebitCard is only valid for use within Pakistan and for ATM and POS transactions only