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Bullet HBL CreditCard
Welcome to a world of convenience, flexibility and opportunity. The HBL CreditCard will add simplicity and excitement to your life. Accepted at over 24 million merchants worldwide, HBL CreditCard makes shopping fun and paying simple. Make the most out of your shopping experience with your very own HBL CreditCard.
 
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Bullet Benefits
 
  • Convenience
  • Security
  • Affordability
  • Cash Advance
  • Balance Transfer Facility
  • Internet shopping
  • Convenience
    Instead of paying with cash, simply present your HBL CreditCard to the shopkeeper and pay for anything you want.
     
      Bill Payments
       

    We'll pay your bills on your behalf and charge the amount to your HBL CreditCard. You can give one-time standing instructions to pay your monthly bills. Check the amount in your monthly card statement and make the payment with your regular card payment.

         
      SMS Alerts
       

    For all transactions, an SMS alert will be sent to you on your mobile phone to confirm that the transactions have been conducted by you. A nominal fee will be charged for this service.

         
      E-Statements
       

    You can enroll for an e-statement with a simple call. An e-statement with details of all your transactions will be sent to your specified email address every month. You won’t have to wait for your paper statement any more or have to worry about storing it.

         
      Statement by Fax
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    HBL CreditCard also offers the facility of receiving your card statement by fax. Just give us a call and your last card statement will be faxed to you at the fax number specified by you.

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    Security
    Your HBL CreditCard ensures your money stays completely secure. You cannot lose cash if you don’t carry it. In the unlikely event that your card is stolen, call us at HBL PhoneBanking and your card will be blocked immediately.
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    Affordibility
     
      Buy Now, Pay Later
        HBL CreditCard gives you the flexibility to buy what you want, when you want and pay for it later. A credit card statement will be sent to you every month with details of all your purchases. You will have 21 credit free days to make the payment from the statement date. Please pay at least 3 days in advance if you make your payment by cheques to allow enough time for clearance.
         
      Pay As Much As You Want
        You have the freedom to pay the entire outstanding amount on your card statement or as little as 5% of the outstanding balance in your statement. The remaining amount will be transferred to next month’s statement. A nominal service charge will be applied to the unpaid amount each month.
         
      Lower Rate Every Year
        Just make sure all your HBL CreditCard payments are made before the due date and you will benefit from a reduction in the rate of service charges at the end of each year.
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    Cash Advance
    If you require cash urgently, you can go to any specified HBL branch and withdraw cash at the counter. You can also go to any 1 Link ATM in Pakistan and more than 780,000 ATMs and financial institutions worldwide displaying the Visa/Plus logo. You can withdraw cash up to the available cash advance limit on your HBL CreditCard. For Cash Advance, nominal service charges will be applied from the withdrawal date.
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    Balance Transfer Facility
    With your HBL CreditCard Balance Transfer Facility, you have the opportunity to pay off balances you owe to other banks through your HBL CreditCard at lower service charges.
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    Internet shopping
    Enjoy a hassle free shopping experience and shop from a choice of online merchants, all from the comfort of your home. To activate /de-activate the service please call 111-111-425
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    Click here for terms & conditions Bullet
     
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