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Bullet Features
  • Travel
  • Rewards
  • Insurance
  • Travel
  • CIP Lounge facility
  • As Gold Cardmember, avail following services for free at Karachi's CIP Lounge:
    - Information desk for flight details and guidance
    - Internet, fax and telephone facility
    - Laptops and mobile phones recharging facility
    - Choice of English/Urdu magazines and TV channels
    - Comfortable seating area and wide range of snacks and beverages
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    Rewards
    Click below to view different options and call HBL PhoneBanking any time at 111-111-425 to redeem your rewards:
     
    Points
    0-5000
    5,001-25,000
    25,001-50,000
    50,001-100,000
     
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    Insurance
  • Credit Shelter
  • The outstanding balance on the card will be covered under the following events:
    - Cardholder's death
    - Permanent/temporary disability
     
  • Credit Shelter Plus
  • The outstanding balance on the card and amount equivalent to the credit limit will be covered under the following events:
    - Cardholder's death
    - Permanent disability
     
  • Income Continuation
  • A lump sum amount initially plus a monthly payment for a period of 5 years will be covered under the following events:
    - Cardholder's death
    - Permanent disability
     
  • Total Assurance
  • A complete protection plan will be offered to the cardholder in order to cover home, financial and personal accidents.
     
  • Travel Assurance
  • A free of charge plan offering protection in case of following travel related incidents:
    - Flight delay
    - Baggage delay/loss
    - Personal liability
    - Loss of life
     
  • Triple Health Cash Plan
  • Receive cash daily in case of hospitalization due to illness or accidents. Key features include:
    - 20% no claim bonus every year
    - Insurance claims in Pakistan for hospitalization anywhere in the   world
    - Coverage for spouse and children as well as parents and siblings
    Refer to the chart below for information regarding the various packages or call HBL PhoneBanking anytime at 111-111-425.
     
    Daily Cash Coverage (for up to 365 days)
      Classic Plan
    Premier Plan
    Illness/bodily injury benefit
    1,500
    2,400
    Heart attack benefit
    3,200
    4,200
    Intensive Care Unit benefit
    4,200
    6,500
     
    Monthly Premiums
    Age (Main Insured/Spouse) Classic Plan
    Premier Plan
    21-35 years
    185
    290
    36-50 years
    295
    465
    51-60 years
    670
    970
    Children (50% benefit*)
    1-20 years
    175
    250
     
    *Premium is applicable for each child enrolled.
    All prices are in Rupees.
     
     
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