HBL Logo
SitemapContact UsDownloads
 
 
 
CarToCar
Car Loan
- Benefits
- Features
- Rewards program
- Promotions
- Dining Discounts
- Drop Box Finder
- Handset Plans
- FAQs
- Apply Online
Bancassurance
Debit Card
Phone Banking
Mutual Funds
 
Bullet Benefits
  • Affordability
  • Flexibility
  • Security
  • Convenience
  • Supplementary cards
  •  
    Affordability
      Buy now, pay later
        Buy what you want, when you want and pay for it later. A credit card statement will be sent to you every month with details of all your purchases. You will have 21 credit free days to make the payment from the statement date. Pay at least 3 days in advance if you make your payment by cheques to allow enough time for clearance.
         
      Pay as much as you want
        Pay the entire or as little as 5% of the outstanding balance in your statement. The unpaid amount will be transferred to your next month’s statement along with applicable services charges*.
    Top
     
    Flexibility
     
      Cash advance
        You can go to any specified HBL branch and withdraw cash at the counter. You can also go to any 1Link ATM in Pakistan and more than 1,000,000 ATMs worldwide displaying the Visa/Plus logo. Withdraw cash up to the available cash advance limit on your HBL CreditCard for a charge applicable from the withdrawal date*.
         
      Balance transfer facility
        Pay off balances you owe to other banks through your HBL CreditCard at a lower service charge*.
    Top
     
    Security
    You cannot lose cash if you don’t carry it! In the event that your card gets stolen/lost, call HBL PhoneBanking to have your card blocked immediately.
    Top
     
    Convenience
      SMS alerts
        Receive SMS alerts for all your HBL CreditCard transactions*.
         
      24/7 access to HBL PhoneBanking
        Call HBL PhoneBanking at 111-111-425 to pay your HBL Credit Card bills and obtain account balance and other information related to your card.
         
      Statement by email
        To receive your monthly billing statement via email, enroll by calling HBL PhoneBanking*.
         
      Statement by fax
    `   Call HBL PhoneBanking to receive your last card statement by fax on the fax number specified by you*.
         
      Internet banking
        Log on to HBL InternetBanking to make HBL CreditCard payments or to view your monthly billing statements. Visit www.hblibank.com now to sign up.
         
      Mobile top-ups
        Use your HBL CreditCard to recharge your prepaid mobile connection. For details, click here or call HBL PhoneBanking.
         
      Utility bill payments
        Pay your utility bills through any HBL ATM and charge it on your HBL CreditCard.
         
      Internet shopping
        Shop from a choice of online merchants from the comfort of your home. Call 111-111-425 to activate this service.
         
      Banker's Cheque service
        Make your child's school fee, hospital bill or utility bill payments with ease. Through this service, we will issue a Banker's Cheque in the name of the specified institution on your behalf*.
    Top
     
    Supplementary cards
    As a primary Cardholder, apply for up to 6 supplementary cards.
    Top
     
    *Standard fees/charges apply as per Schedule of Charges. Please click here for details.
     
     
    Bullet Drop Box Finder