You can open a Savings Account by visiting your nearest HBL branch.​

You will need to provide your original valid CNIC, proof of income and an address verification document, such as a utility bill, if your address is different than what is mentioned on your valid CNIC. The branch staff will guide you if any additional documents are required for the account you choose to open.​

Please refer to the latest declared rates available on the HBL website.https://www.hbl.com/assets/documents/P-INST-2021-107_dated_29.06.2021_-_Indicative_and_Annualized_Rates_on_Deposits_w_.e_.f_._01_.07.2021_to_30_.09.2021.pdf

It will take one day to open your account after all the necessary formalities have been successfully completed and if special approvals are not required (for example NGO/NPO, PEP accounts require special approvals).​

By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.​

​By using your HBL Mobile App or by visiting any HBL branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.

By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.​

By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC. You will need to take your original valid CNIC along with you.​

By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC and legal documents (like Nikkah Nama in case of change of surname is required after marriage).​

​By calling the HBL Helpline on 021-111-111-425 or by visiting any HBL branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.

​By using your HBL Mobile App or by visiting any HBL branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.

By visiting any HBL branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC. ​

By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.​

Standing instructions for funds transfer can be issued through HBL Mobile App. You may also visit your parent branch and submit an Additional Request Form (ARF) along with a copy of your valid CNIC.​

​You may schedule payment of utility bills by using your HBL Mobile App.

​By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC.

​By visiting your parent branch and submitting an Additional Request Form (ARF) along with a copy of your valid CNIC. Your biometric verification will also be required.

​An HBL account holder can avail the locker facility by submitting an Additional Request Form (ARF) along with a specimen signature card and valid CNIC.

Yes, if both individuals are HBL account holders. ​

​By visiting the branch and submitting an Additional Request Form (ARF) along with valid CNIC. If the locker is operated jointly, both customers will have to visit the branch.

​Locker holder immediately inform the branch custodian for marking of “Stop Operation” to the respective Locker. A written request will also need to be submitted by the locker holder(s) to the branch along with valid CNIC & loss of Locker Key form available with the branch. The branch will communicate a date and time after arrangements are made to break open the locker and replace the key.

The agreement between the Bank and the Customer will be terminated on the death of the Customer and legal heir(s)/ nominee(s) can be eligible for locker operations with a court order. Please visit the nearest HBL branch for complete details.​