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HBL Rutba

After years of hard work, are you looking forward to a secure and bright future?

HBL’s Rutba account is ideal for individuals nearing retirement. Tailored for people 55 years and older, the account is perfect for those wanting to attain financial independence and lead a stress-free life after retirement.


  • Enjoy monthly profits.
  • Free 10-leaves cheque book.
  • Free HBL DebitCard.
  • Free insurance cover (personal accidental and over-the-counter cash withdrawal).
  • No minimum balance requirement
  • Withdraw funds whenever you like.
  • No restriction on relationship with the joint account holder (joint account holder should not be a minor).
  • Conduct transactions and make unlimited deposits and withdrawals, without any charges.
  • ​Maintan a monthly average balance greater than Rs. 10,000 to avail personal accidental and over the counter insurance facilities ​

Application Criteria

  • Provide your CNIC.
  • Provide account opening form duly signed.
  • Fill cheque book requisition form for 10-leaves cheque book duly signed.

*Terms and Conditions apply

Important Documents

Key Fact Sheet ( HBL Rutba)- July 2017.PDF  
Size: 78 KB